About Us

Mission Statement

“At the Farmers Bank of Willards, every customer receives an extraordinary customer service experience, in a family oriented environment, with people who care about what they do.”

Since 1925 the Farmers Bank of Willards has been dedicated to extraordinary customer service, a true family banking experience with caring people. We love our customers. We listen to them.

Despite numerous banking mergers and acquisitions over the past several decades, the directors of The Farmers Bank are committed to continue as a prominent independent financial institution on Maryland’s Delmarva Peninsula. The Farmers Bank remains under the same local ownership as when it opened its doors in 1925 in Willards, MD.

So what makes a community bank different from the big national and international mega banks? We have local control over our lending practices and the types of products and services we offer. We have always established loan and deposit products to meet the needs of our local communities and our customers. With the Farmers Bank, customers come first and, as a smaller local bank, we feel fortunate to have the freedom to be flexible, responsive and innovative. We live in a fast changing world, but one thing remains the same, our commitment to our loyal customers.

As an independent bank, we also know that our future depends on the growth and vitality of each community we serve. From Salisbury to Ocean City, from Fruitland to Berlin, we stand ready to meet our customer’s needs. In everyday business, we work with our customers to develop business plans that will aid their profitability. We freely offer our resources and expertise to our customers. At the Farmers Bank, we continually seek ways to better our communities. From local Little Leagues to Fire Companies, and charities, we give back to the communities that give so much to us. We gladly support economic development initiatives, higher education opportunities, and many community development and quality-of-life projects and organizations.

We’ve grown to eight branches in Wicomico and Worcester counties. We have not become a mega bank. But we have changed with the times. We have committed to retain the spirit that made us the local’s choice since 1925. That spirit is shared and practiced daily by a very dedicated staff. Our commitment to excellence means that we commit each day to maintain the highest level of personal customer service and continue to offer our customers new services such as internet banking and totally free checking on both business and personal accounts. We are humbled to be a leader among independent community banks as we embrace the challenge of providing leadership, strength and continued extraordinary customer service.

Christopher F. Davis
The Farmers Bank of Willards