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Personal Loans

Farmers Bank of Willards is proud to offer a variety of personal lending solutions to serve Delmarva residents. Whether you are looking to finance a purchase or simply start establishing credit, we welcome the opportunity to serve you. As a community bank, we are fortunate to have the flexibility to customize our solutions to meet your individual goals.

Land Loans

  • No Application Fee
  • Borrow up to 80% of the value of the lot/land
  • Low fixed rates
  • Flexible repayment terms

Let us help you secure the perfect property for your future home. Building equity in a lot/land can be one of the most effective ways to prepare to build your forever home.

Apply Now

Deposit Collateral Loan

  • No Application Fee
  • Borrow up to 100% of your funds on deposit
  • Low fixed rates
  • Flexible repayment terms

Deposit collateral loans can be secured by any Farmers Bank of Willards’ certificate of deposit or savings account.

Apply Now

New and Used Auto Loans

  • No Application Fee
  • Purchase vehicle from dealer or individual
  • Competitive fixed rates
  • Flexible repayment terms

Whether you are buying your first car or are trading in your old ride, we offer competitive rates and flexible payment options that work with your budget.

Apply Now

Boat/RV/Motorcycle Loan

  • No Application Fee
  • Purchase from dealer or individual
  • Competitive fixed rates
  • Flexible repayment terms

Getting ready for summer vacation? Let us help you finance your dream boat, RV or motorcycle so you can get out and enjoy everything the Eastern Shore has to offer.

Apply Now

Personal Loans

  • No Application Fee
  • Competitive fixed rates
  • Flexible repayment terms

Our customized personal loan program allows us to offer a variety of terms to meet your budget and financial goals.

Apply Now

What documentation will you need?

  • Completed application
  • Provide 3 months of recent paystubs
  • Provide two years of personal tax returns
  • Provide two years of business tax returns if self employed

Ready to get started? Contact us today to find a Loan Officer near you!

The Farmers Bank of Willards has met all my business needs along with great personal customer service that is hard to find in today’s banking world. The personal touch is important to me.

-Eastern Shore Water