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Where real people will always matter

Farmers Bank of Willards is an independent, FDIC-insured community bank serving Wicomico, Worcester, and Sussex Counties since 1925. With branches across the Delmarva Peninsula, we offer personal checking and savings accounts, home and agricultural loans, and full business banking services, all under local ownership.

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Personal Banking

Farmers Bank prides itself on an extremely personal approach to banking. For you, our valued customer, we will provide a full range of services and products designed to fit the way you live, including services that will help you save money for your children’s college education.

Personal banking services include:

  • Visa Debit Card
  • Savings accounts
  • Certificates of Deposit
  • Free checking account with no minimum balance requirement
  • Personal loans
  • Lines of credit

Business Services

Farmers Bank of Willards offers a wide variety of products, which can help your company grow into the future. These products can help your business’s cash management processes run more efficiently. We understand that each industry requires unique financial and banking solutions, so we have tailored our services to meet the needs of each industry.

Industries include:

  • Agriculture
  • Attorneys
  • Accounting
  • Property Management
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FBW Association Connect

Pay your association dues online with the easy-to-use payment system by RevoPay.

Pay Online

SmartCents

Need an easy way to save?

Try FBW SmartCents! With SmartCents, your debit card purchases will “round up” to the nearest dollar, transferring the amount in excess of your purchase “automatically” to your savings account. You must have an active checking account with an active debit card, as well as an active savings account. All debit cards associated with the checking account will be enrolled. You can cancel enrollment at any time.

How to Enroll

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About Us

Helping Our Neighbors Since 1925

So what makes a community bank so different from big national and international mega banks, you might ask? One of the biggest reasons is that we have local control over our lending practices and the types of products and services we offer, and we’ve always established our loan and deposit services to help meet the needs of the local communities and our valued customers. With the Farmers Bank, customers come first, and as a smaller local bank, we feel fortunate to have the freedom to be flexible, responsive, and innovative.
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Why Choose Farmers Bank of Willards

Customer at the drive through window for farmers bank of willards
We’ve been dedicated to the Eastern Shore community with professional banking services for over 100 years!
Leadership team at Farmers Bank of Willards
 Our owners and staff are local—neighbors serving neighbors.
Farmers Bank of Willards Salisbury MD location
Convenient locations in Willards, MD, Salisbury, MD, West Ocean City & Ocean City, MD, Delmar, DE, and Millsboro, DE.
FBW staff members
Personal, business, lending, and investment banking services for a well-rounded approach to all your financial needs.

Contact Us

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