Certificates of Deposit (CDs)

Farmers Bank of Willards recognizes that everyone wants to plan for the future, but plans vary based on circumstances. We are here to help you, whatever the need may be.

Certificates of Deposit (CDs) allow you to lock in a rate for a fixed term. In most cases, the rate is higher than a typical savings account.

Features of Certificates of Deposit:

  • Chose from six different terms, ranging from six months to five years
  • Minimum to open a CD is $1,000
  • Competitive rates

CDARs accounts allow you to maintain one banking relationship while benefiting from FDIC Insurance on all of your funds. Talk with a Personal Banker to find out more about rates and eligibility requirements today!

Additional features/options available for all CD solutions:

Certificates of Deposit  ($1,000.00 minimum to open) 
Mobile Banking with Alerts and Reminders
Online Banking with Alerts and Reminders
Telephone Banking with Voice Access
Interest Earned
Interest Payment Options: Compounded Quarterly or Interest Payment via Check or Transfer
Make Deposits or Withdrawals Penalty-Free During the Grace Period at Renewal

The Farmers Bank of Willards has met all my business needs along with great personal customer service that is hard to find in today’s banking world. The personal touch is important to me.

-Eastern Shore Water