Kids Accounts Farmers Bank of WillardsPersonalProducts and FeaturesKids Accounts Accounts for Elementary & Middle School Students It is never too early to open an account for your child! Farmers Bank of Willards is committed to building a solid economic foundation for our area. Providing financial education to our young ones plays a vital part in building that foundation, which is why we partner with Junior Achievement to visit our local schools to improve the financial literacy of our young ones. Farmers Bank of Willards Kids Saver Club is just one way to save! Each Kids Saver Club Savings Account comes with a special passbook to track the savings and includes facts and special tips about money and saving. Browse the account solutions below to find one that best fits your child. The accounts below are geared specifically to children ages 2-12! Kids Saver Club Savings12 Month Certificate of Deposit $1.00 minimum to open$500.00 minimum to open Unlimited Deposits Unlimited IN-BRANCH Withdrawals* eStatements Mobile Banking with Alerts and Reminders Online Banking with Alerts and Reminders Telephone Banking with Voice Access Interest Earned * All electronic withdrawals are limited to SIX per month. Electronic withdrawals include telephone, internet or mobile initiated transactions.