Student Accounts Farmers Bank of WillardsPersonalProducts and FeaturesStudent Accounts Accounts for High School & College Students You are earning money and need a place for it to go. Farmers Bank of Willards has options for you! All High School and College checking and savings accounts are compatible with standard money moving apps, like Venmo and Paypal. FBW Online and Mobile Banking allow you to “Bank on the Go” and connect with your money whenever, wherever! With NO MONTHLY FEES and low opening balances, our account solutions are just what you need to get started today! Browse the account solutions below to find one that best fits your needs. Student CheckingStatement SavingsCertificate of Deposit $25.00 minimum to open$100.00 minimum to open$1,000.00 minimum to open Unlimited Deposits Unlimited Check Writing/Withdrawals Unlimited IN-BRANCH Withdrawals* eStatements Mobile Banking with Alerts and Reminders Online Banking with Alerts and Reminders Online Bill Pay Telephone Banking with Voice Access No Surcharge for ATM Withdrawals at FBW or M&T ATMs Interest EarnedMust maintain $1,000 to obtain APY * All electronic withdrawals are limited to SIX per month. Electronic withdrawals include telephone, internet or mobile initiated transactions.