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Main Office 38.394588, -75.349581 Original Bank in 1925 Main office is located in Willards Maryland 7484 Market Street Willards, Maryland 21874 (410) 835-8906 The Main Office is now open 9-4 Monday –Friday. The lobby is open for administrative needs only, opening new deposit and loan accounts, questions regarding deposit or loan accounts and safe deposit box access. Fax (410) 835-8416 President Christopher Davis Email Christopher Davis Chief Operating Officer Mary O\'Connell Email Mary O\'Connell Assistant Vice President of Customer Relations / Branch Manager Tina Smack Email Tina Smack
Original Bank in 1925
Main office is located in Willards Maryland

7484 Market Street
Willards, Maryland 21874
(410) 835-8906


The Main Office is now open 9-4 Monday –Friday.

The lobby is open for administrative needs only, opening new deposit and loan accounts, questions regarding deposit or loan accounts and safe deposit box access.


Fax (410) 835-8416

President
Christopher Davis
Email Christopher Davis

Chief Operating Officer
Mary O'Connell
Email Mary O'Connell

Assistant Vice President of Customer Relations / Branch Manager
Tina Smack
Email Tina Smack

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Willards Branch 38.390467, -75.351234 Willards Branch 7233 Main Street Willards, Maryland 21874 (410) 835-2482 Fax (410) 835-2737 President Christopher Davis Email Christopher Davis Loan Officer George Burbage Email George Burbage Office Manager/Loan Officer Ethel Scott Email Ethel Scott Hours Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00 Drive Thru: Mon-Thurs 8:30-4:00 • Fri 8:30-6:00 • Sat 9:00-12:00
Willards Branch

7233 Main Street
Willards, Maryland 21874
(410) 835-2482

Fax (410) 835-2737

President
Christopher Davis
Email Christopher Davis

Loan Officer
George Burbage
Email George Burbage

Office Manager/Loan Officer
Ethel Scott
Email Ethel Scott

Hours
Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00
Drive Thru: Mon-Thurs 8:30-4:00 • Fri 8:30-6:00 • Sat 9:00-12:00

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Shoppers World 38.366038, -75.544520 Salibury Branch (Next to K-Mart) 365 Tilghman Road Salisbury, Maryland 21804 (410) 742-1534 Fax (410) 548-5007 Assistant Vice President Office Manager/Loan Officer Linda Smith Email Linda Smith Assistant Branch Manager Loan Officer Kim Benton Email Kim Benton Hours Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00 • Sat 9:00-12:00 Drive Thru: Mon-Wed 8:30-4:00 • Thurs-Fri 8:30-6:00 • Sat 9:00-12:00
Salibury Branch (Next to K-Mart)

365 Tilghman Road
Salisbury, Maryland 21804
(410) 742-1534

Fax (410) 548-5007

Assistant Vice President
Office Manager/Loan Officer
Linda Smith
Email Linda Smith

Assistant Branch Manager
Loan Officer
Kim Benton
Email Kim Benton

Hours
Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00 • Sat 9:00-12:00
Drive Thru: Mon-Wed 8:30-4:00 • Thurs-Fri 8:30-6:00 • Sat 9:00-12:00

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Pemberton 38.367564, -75.618641 Pemberton1150 Parsons RoadSalisbury, Maryland 21801(410) 749-4027Fax (410) 749-4287Assistant Vice PresidentOffice Manager/Loan OfficerBonnie ElliottEmail Bonnie ElliottVice PresidentLoan OfficerRichard BrumbleyEmail Richard BrumbleyHoursLobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00Drive Thru: Mon-Wed 8:30-4:00 • Thurs-Fri 8:30-6:00 • Sat 9:00-12:00
Pemberton
1150 Parsons Road
Salisbury, Maryland 21801
(410) 749-4027

Fax (410) 749-4287

Assistant Vice President
Office Manager/Loan Officer
Bonnie Elliott
Email Bonnie Elliott

Vice President
Loan Officer
Richard Brumbley
Email Richard Brumbley


Hours
Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00
Drive Thru: Mon-Wed 8:30-4:00 • Thurs-Fri 8:30-6:00 • Sat 9:00-12:00

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Milford Street 38.337826, -75.600787 Milford Street 102 Milford Street Salisbury, Maryland 21804 (443) 260-4780 Fax (443) 260-4784 Executive Vice President Steven B. Pusey Email Steven Pusey Vice President William S. Turner Email William Turner Office Manager/Loan Officer Nichole Parks Email Nichole Parks Hours Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00 Drive Thru: Mon-Wed 8:30-4:00 • Thurs-Fri 8:30-6:00 • Sat 9:00-12:00
Milford Street
102 Milford Street
Salisbury, Maryland 21804
(443) 260-4780

Fax (443) 260-4784

Executive Vice President
Steven B. Pusey
Email Steven Pusey

Vice President
William S. Turner
Email William Turner

Office Manager/Loan Officer
Nichole Parks
Email Nichole Parks

Hours
Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00
Drive Thru: Mon-Wed 8:30-4:00 • Thurs-Fri 8:30-6:00 • Sat 9:00-12:00

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West Ocean City 38.339205, -75.109650 White Marlin Mall Location 12641 Ocean Gateway Ocean City, Maryland 21842 (410) 213-2983 Fax (410) 213-2989 [Next to Jiffy Lube] Vice President Office Manager/Loan Officer Celeste Miller Email Celeste Miller Assistant Branch Manager  Vickie Dubois Email Vickie Dubois  Hours Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00 Drive Thru: Mon-Thurs 8:30-4:00 • Fri 8:30-6:00 • Sat 9:00-12:00
White Marlin Mall Location

12641 Ocean Gateway
Ocean City, Maryland 21842
(410) 213-2983

Fax (410) 213-2989

[Next to Jiffy Lube]

Vice President
Office Manager/Loan Officer
Celeste Miller Email Celeste Miller

Assistant Branch Manager 
Vickie Dubois
Email Vickie Dubois 

Hours
Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00
Drive Thru: Mon-Thurs 8:30-4:00 • Fri 8:30-6:00 • Sat 9:00-12:00


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North Ocean City 38.433721, -75.054715 Montego Bay Shopping Center Location 12831 Coastal Highway Ocean City, Maryland 21842 (410) 250-1512 Fax (410) 250-0895 Business Development Specialist Office Manager/Loan Officer Sallie Johnson Email Sallie Johnson Hours Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00 Drive Thru: Mon-Thurs 8:30-4:00 • Fri 8:30-6:00 • Sat 9:00-12:00
Montego Bay Shopping Center Location
12831 Coastal Highway
Ocean City, Maryland 21842
(410) 250-1512

Fax (410) 250-0895

Business Development Specialist
Office Manager/Loan Officer
Sallie Johnson
Email Sallie Johnson

Hours
Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00
Drive Thru: Mon-Thurs 8:30-4:00 • Fri 8:30-6:00 • Sat 9:00-12:00

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Talbot Street 38.333921, -75.086279 Talbot Street Branch 200 S. Philadelphia Avenue Ocean City, MD 21842 (410) 289-0670 Fax (410) 289-0673 Vice President Office Manager/Loan Officer Celeste Miller Email Celeste Miller Hours Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00 Drive Thru: Mon-Thurs 8:30-4:00 • Fri 8:30-6:00 • Sat 9:00-12:00 May - Sept; During Oct - April Closed Saturdays Only
Talbot Street Branch
200 S. Philadelphia Avenue
Ocean City, MD 21842
(410) 289-0670

Fax (410) 289-0673

Vice President
Office Manager/Loan Officer
Celeste Miller
Email Celeste Miller

Hours
Lobby: Mon-Thurs 9:00-3:00 • Fri 9:00-6:00
Drive Thru: Mon-Thurs 8:30-4:00 • Fri 8:30-6:00 • Sat 9:00-12:00 May - Sept; During Oct - April Closed Saturdays Only

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Administrative Office 38.374607, -75.521010 Administrative Office 31522 Winterplace Parkway Salisbury, MD 21804 (410) 219-2535 Fax (410) 219-2538 Chief Financial Officer Renee Lovell Email Renee Lovell Assistant Vice President/Credit Manager Douglas Farmer Email Douglas Farmer
Administrative Office
31522 Winterplace Parkway
Salisbury, MD 21804
(410) 219-2535

Fax (410) 219-2538

Chief Financial Officer
Renee Lovell
Email Renee Lovell

Assistant Vice President/Credit Manager
Douglas Farmer
Email Douglas Farmer

Farmers Bank of Willards is committed to ensure the safety of your financial information. We would like to remind you that e-mails are not secure. Confidential information includes: social security numbers, account numbers, access ID’s and/or passwords.