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Merchant Payment Processing

Sphere is Farmers Bank of Willards’ preferred payment processing provider, offering affordable and quality payment processing services for your business. No matter how you accept credit cards, we have a solution that fits your needs and processing rates that won’t break your bank.
Why Choose Sphere?

Here are the top 3 reasons!

  1. FBW Preferred Partnership – Sphere is FBW’s hand-picked provider, offering the affordability and quality of services you expect and trust from Farmers Bank of Willards. Every FBW merchant account begins with your FBW representative, someone you know and trust.
  2. Competitive Rates – Every FBW customer receives preferred pricing, premier products and services and priority treatment. No more surprises with downgrading penalties or unexpected fees. We will meet or beat your current total processing cost or we will give you a $100 Visa gift card.
  3. State-of-the-Art Products – Sphere offers a broad range of products, like NFC/EMV terminals, mobile solutions, and online payments.

Sphere uses a proven processing platform that processes more than one billion transactions annually. There is no change to your banking relationship and most compliant POS terminals, systems and software can be converted. With our simple, conversion, it’s easy to get started.

Free Quote

The Farmers Bank of Willards has met all my business needs along with great personal customer service that is hard to find in today’s banking world. The personal touch is important to me.

-Eastern Shore Water