Farmers Bank of Willards’ VISA Debit Cards provide you the convenience of making purchases wherever VISA is accepted, as well as access to cash 24/7 at ATM locations worldwide.

To better protect you and your information from fraudsters, Farmers Bank of Willards provides you with VISA Debit Chip Cards. Chip cards help to protect against fraud and provide enhanced security by creating a single-use code each time your card is used, making it difficult to counterfeit the card.

NOTE: Each ATM or merchant may process chip cards differently, so it is important to follow the prompts for each use.

In addition, as a further protection to you against fraudsters, we have experienced fraud analysts watching for any suspicious card activity, who will contact you immediately if they detect potential fraud on your card. Please make sure we have your most current contact information on file so that you can be reached! Farmers Bank of Willards takes the responsibility of caring for your money VERY seriously, which is why we are always on guard to detect and prevent fraud from happening to you!

Additional Features and Facts

  • Instant Issue Cards – Order your card at any branch and pick it up the same day at the Main Office in Willards!
  • Personalized PIN – Select your own PIN number when ordering your card!
  • Transfer Funds Between Accounts at the ATM
  • Make Deposits at any FBW ATM
  • Report Lost/Stolen Cards Immediately – During business hours: 410-835-8906
  • Lock It Feature on FBW Mobile – Complete control of your card at your fingertips! Turn access to the card on or off!
  • Additional Card Controls with FBW Connect: Adjust spending limits from $0 to $1,500; Limit the types of transactions or merchants that can be used!
  • 24/7 Fraud Monitoring
  • No Surcharge for ATM Withdrawals at FBW or M&T ATMs

Travel Reminder

Due to an increase in fraudulent debit card transactions, we have enacted restrictions to block signature-based transactions over 200 miles from your home address. ATM and PIN-based transactions are not affected by this restriction.

If you are traveling within the United States, please contact us at 410-835-8906 so that we may make a note on your card. We apologize for any inconvenience this may cause you, but protecting you is our primary concern.

The Farmers Bank of Willards has met all my business needs along with great personal customer service that is hard to find in today’s banking world. The personal touch is important to me.

-Eastern Shore Water