Home Since 1925, Farmers Bank of Willards has been dedicated to providing the utmost quality customer service—a true family banking experience with a qualified and helpful staff who sincerely cares about our customers… and listens to them. Despite numerous banking mergers and acquisitions over the past several decades, the Directors of Farmers Bank are committed to continue as a prominent independent financial institution on Maryland’s Delmarva Peninsula. Our bank remains today under the same local ownership as when it opened its doors in 1925 in Willards, MD.