Investor Opportunities

Our Bank is not considered a public company and its stock is not traded on any exchange. The last dividend of $1.25 per share was declared to stockholders of record December 6, 2023 and payable February 9, 2024. Click here to review the recent trades. Below you can view shares available for sale or requested for purchase.

Request #Buy/Sell# SharesPrice Per Share

Contact Our Stock Processing Department for Sale or Bid Offers:

Renee Lovell or Natalie Binder | Phone: 410-219-2535 | Email:

Annual financial statements are mailed to all shareholders of record. If you would like an annual report, please contact our CFO at 410-219-2535. If you would like interim financial information, you can obtain a copy of the Bank’s quarterly call report from the FFIEC website. Once at their site, (Please note you are leaving the Farmers Bank of Willards site once clicking):, find the FFIEC reports. Follow the instructions provided by the FFIEC. It is the easiest to find the financial information for our bank by selecting the Reports of Condition and Income (Call) and Thrift Financial Reports (TFR) and accessing the bank using the unique identifier of FDIC certificate number. Our number is 5885.

The Farmers Bank of Willards has met all my business needs along with great personal customer service that is hard to find in today’s banking world. The personal touch is important to me.

-Eastern Shore Water

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