Commercial Loans

Since 1925, Farmers Bank of Willards has been a leader in lending locally to our businesses within our communities. Our expanding Business Banking team specializes in relationship banking, making it our priority to tailor solutions that fit your specific needs. We want to partner with you to make your business a success.

Are you thinking about starting a new business or expanding/offering new products for your existing business? Give us a call and find out the advantages of partnering with Farmers Bank of Willards.

Here are just a few of the reasons we believe partnering with us can help to make your business a success:

  • Competitive rates
  • Quick turn-around time
  • Personalized service
  • Loan decisions made locally
  • Loans stay local
  • Knowledgeable and experienced lenders
  • Flexible repayment options available

Commercial Real Estate Purchase/Mortgage Loans

  • No Application Fee
  • Up to 80% LTV
  • Competitive rates
  • Unimproved real estate
  • Investment real estate
  • Owner-occupied real estate

Commercial Real Estate Refinance/Mortgage Loans

  • No Application Fee
  • Up to 80% LTV
  • Competitive rates
  • Unimproved real estate
  • Investment real estate
  • Owner-occupied real estate

Commercial Real Estate Construction Loans

  • No Application Fee
  • Up to 80% LTV
  • Competitive rates
  • Flexible structuring
  • Inspections/Draws completed quickly

Why real estate construction loan?

  • To improve/renovate/expand existing structure
  • To construct a new project

Commercial Acquisition Loans

  • No Application Fee
  • Flexible structuring options
  • Competitive rates

Why start up/acquisition loan?

  • Start new business
  • Purchase an existing commercial operation

Commercial Lines Of Credit

  • No Application Fee
  • Flexible structuring options
  • Competitive rates

Why commercial line of credit loan?

  • Fund short-term working capital needs
  • Purchase inventory
  • Provide ability to react quickly to opportunities/market trends

Commercial Secured Loans

  • No Application Fee
  • Flexible structuring options
  • Competitive rates

Why commercial vehicle/equipment loan?

  • Purchase new or used vehicles/equipment
  • Refinance vehicle/equipment for working capital/cash flow

Specialized Loan Products

  • No Application Fee
  • Flexible structuring options
  • Competitive rates
  • Nontraditional repayment options
  • Nontraditional collateral types
  • Tailor loan product to fit your specific business needs

How to Start Commercial Loan Process

  • Click Here to complete the Commercial loan application
  • Personal financial statement
  • Two years business tax returns, including all schedules
  • Two years personal tax returns
Please contact one of our experienced loan officers to help you with the loan process.

The Farmers Bank of Willards has met all my business needs along with great personal customer service that is hard to find in today’s banking world. The personal touch is important to me.

-Eastern Shore Water