Commercial Loans Farmers Bank of WillardsLendingCommercial Loans Since 1925, Farmers Bank of Willards has been a leader in lending locally to our businesses within our communities. Our expanding Business Banking team specializes in relationship banking, making it our priority to tailor solutions that fit your specific needs. We want to partner with you to make your business a success. Are you thinking about starting a new business or expanding/offering new products for your existing business? Give us a call and find out the advantages of partnering with Farmers Bank of Willards. Here are just a few of the reasons we believe partnering with us can help to make your business a success: Competitive rates Quick turn-around time Personalized service Loan decisions made locally Loans stay local Knowledgeable and experienced lenders Flexible repayment options available Commercial Real Estate Purchase/Mortgage Loans No Application Fee Up to 80% LTV Competitive rates Unimproved real estate Investment real estate Owner-occupied real estate Commercial Real Estate Refinance/Mortgage Loans No Application Fee Up to 80% LTV Competitive rates Unimproved real estate Investment real estate Owner-occupied real estate Commercial Real Estate Construction Loans No Application Fee Up to 80% LTV Competitive rates Flexible structuring Inspections/Draws completed quickly Why real estate construction loan? To improve/renovate/expand existing structure To construct a new project Commercial Acquisition Loans No Application Fee Flexible structuring options Competitive rates Why start up/acquisition loan? Start new business Purchase an existing commercial operation Commercial Lines Of Credit No Application Fee Flexible structuring options Competitive rates Why commercial line of credit loan? Fund short-term working capital needs Purchase inventory Provide ability to react quickly to opportunities/market trends Commercial Letters of Credit 2% of amount committed Flexible structuring options Competitive rates Why commercial letter of credit? Secure a performance bond Commercial Secured Loans No Application Fee Flexible structuring options Competitive rates Why commercial vehicle/equipment loan? Purchase new or used vehicles/equipment Refinance vehicle/equipment for working capital/cash flow Specialized Loan Products No Application Fee Flexible structuring options Competitive rates Nontraditional repayment options Nontraditional collateral types Tailor loan product to fit your specific business needs How to Start Commercial Loan Process Commercial loan application Personal financial statement Two years business tax returns, including all schedules Two years personal tax returns Please contact one of our experienced loan officers to help you with the loan process.