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The Farmers Bank of Willards offers a wide variety of products, which can help your company grow into the future. These products can help your business cash management processes run smoother and more efficiently.

Click the product you would like to learn more about below:

FBW Merchant Payment Processing

8 Reasons to switch to Anovia Payments with FBW:

  1. FBW Preferred Partnership- Anovia Payments is FBW’s hand-picked provider, offering the affordablilty and quality of services you have grown to expect from the Farmers Bank of Willards.
  2. Collective Buying Power- Every FB customer receives preferred pricing, premier products and services and priority treatment.
  3. Trusted Relationship- Every FBW merchant account begins with your FBW represented by someone you know and trust.
  4. Competitive Rates- We will meet or beat your current total processing cost or we will give you a $100 Visa gift card.
  5. State-of-the-Art Products- Anovia offers a broad range of products, like NFC/EMV terminals, mobile solution, and online payments.
  6. Secure, Reliable Technology- Anovia uses a proven processing platform that processes more than one billion transactions annually.
  7. Simple, Painless Conversion- No change to your banking relationship and most compliant POS terminals, system and software can be converted.
  8. Transparent Fees- No more surprises with downgrading penalties or unexpected fees.

You are now being directed to Anovia Payment’s website.

FBW Merchant Remote Capture

Imagine not having to rush to the bank to make your deposit. Merchant Capture, in its most simple terms, is a service which allows a business owner/operator to scan checks and transmit the scanned images to FBW for posting and clearing. We then accept the digital deposit and post it to the business account of your choosing. Some of the benefits for having merchant capture are:

  • Reduces the time and expense of travelling to the bank
  • Enhanced cash flow
  • Improves availability of funds

Please note that the basic requirement for FBW Merchant Capture services currently include a PC, internet connection, and Anti-Virus software and a check scanner provided by us.

FBW ACH Services

ACH services allow your business to make and receive payments of all kinds without the inconvenience of cutting or depositing paper checks. Payment types include:

  • Direct Deposit of payroll
  • Pre-Authorized debits
  • Payment to vendors
  • Corporate-to-Corporate payments-Tax payments

FBW Lockbox Program

Looking to make your associations payment processing easy? Let Farmers Bank Lockbox Program help without any hidden fees.

  • Free Checking Accounts
  • Free Full Collections Processing
  • Free Payment Processing
  • Free Couponing
  • Free Customized Envelopes
  • Free A/R Reports

*normal account fees may still apply

Additional Products

Ask us about any of our additional products listed below:

  • FBW Business Accounts
  • FBW Mobile Banking
  • FBW Online Banking and Online Bill Pay

For more information please contact Sallie Johnson at 410-835-8906 or email her at sallie.johnson@fbwbank.com.