Personal Farmers Bank of WillardsPersonal Farmers Bank prides itself on an extremely personal approach to banking. For you our valued customer, we will provide a full range of services and products designed to fit the way you live and work. Products like the Visa Debit Card, free checking, no minimum balance requirements, personal loans and lines of credit and other products that will help you save money for your children’s college education. Products and FeaturesDebit Cards Checking Accounts Savings Accounts Kids Accounts Student Accounts Certificates of Deposit (CDs) Individual Retirement Accounts (IRAs) FBW Connect Online Bill Pay Mobile Deposit Capture Financial EducationFAQ Personal Security