Products and Features Farmers Bank of WillardsPersonalProducts and Features Know that your finances are always being handled with Farmers Bank of Willards. Whether you are looking for the perfect checking or savings accounts perfectly tailored to your needs, or are looking to make bill paying easier, Farmers Bank of Willards offers the best solution to all of your banking needs. Debit Cards Checking Accounts Savings Accounts Kids Accounts Student Accounts Certificates of Deposit (CDs) Individual Retirement Accounts (IRAs) FBW Connect Online Bill Pay Mobile Deposit Capture