Checking Accounts Farmers Bank of WillardsPersonalProducts and FeaturesChecking Accounts Whatever your need, The Farmers Bank of Willards has a deposit account solution for you. Whether you want to keep it simple or take it to the next level, we have the account to fit your needs! All checking account solutions offer unlimited check writing and deposits. Farmers Bank of Willards knows that no matter the budget, fees are hard to swallow, so we are proud to offer no monthly fees on any of our account solutions. VISA Debit Cards are also available and can be picked up on the same day from our Main Office! FBW Connect allows you to connect with your money whenever, wherever! Browse the deposit account solutions below to find one that best fits your lifestyle. Basic CheckingSenior CheckingNOW Checking $25.00 minimum to open$25.00 minimum to open For customers 55 and older $1,000.00 required to open Unlimited Check Writing Unlimited Deposits eStatements VISA Debit Card with Unlimited Transactions FBW Connect Mobile Banking with Alerts and Reminders FBW Connect Online Banking with Alerts and Reminders FBW Bill Pay Telephone Banking with Voice Access No Surcharge for ATM Withdrawals at FBW or M&T ATMs Free Basic Checks Interest Earned For balances of $1,000 or more First Check Order Free* *Limitations apply